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Underwriter

Chandler, AZ, USA; Virtual Req #80
Tuesday, October 8, 2019
Home Point Financial Corporation (HPFC) is a rising star in the financial services industry. At Home Point, we created a culture that encourages community, caring and open communication. We want our associates to speak up, become innovators and make impactful changes – no matter what position they hold within the company. What makes our team special? Our “We Care” approach in all that we do. At HPFC we collaborate, question the norm, reinvent and help each other succeed. If you thrive in a fast-paced environment and are looking for an opportunity to develop your career, then we have a great opportunity for you!

Underwriters at Home Point Financial are responsible for evaluating the single biggest transaction for consumers in their lives.  The analytical and data driven decisions that an Underwriter makes are critical to our success.  They also determine if loan files submitted for credit decisions meet Secondary market, HPF credit guidelines and overall risk profile as defined by HPF. 

 

  • Review and validate loan application data and documents received for decision
  • Run and review all pertinent risk and collateral evaluation tools prior to loan decision
  • Decision loan file based on HPF credit risk definitions and guidelines
  • Communicate loan decision to Originator
  • Work with Jr. Underwriter on condition clearing and/or questions to ensure adherence to loan guidelines and requirements per HPF
  • Be available to Closing, Funding and/or Post-Closing if any issues arise on loan files

 

SKILLS & QUALIFICATIONS:

  • 3+ years of more of Underwriting experience
  • Excellent communication skills. (Verbal and Written)
  • Detail Oriented/Organized individual will thrive in this position.
  • Knowledge in FHA, VA, FNMA and FHLMC Required  
  • Direct Endorsement Certification
  • Knowledge of Encompass LOS a plus
Home Point Financial Corporation (HPFC) is an equal opportunity at will employer and does not discriminate against any employee or applicant for employment because of age, race, religion, color, disability, sex, sexual orientation or national origin. 
  • Chandler, AZ, USA
  • Virtual